| Islam on marriage
The Muslim dowry is a gift from the bridegroom to the bride and it becomes her exclusive property. It remains her property even if she is later divorced unless the divorce is sought by wife herself when she may be required to pay back all or part of the dowry.
About treatment expected from the husband whether or not he is not in good terms with his wife. Holy Quran clearly laid down rules on the subject in Ayat 19 of Sura 4 (Nisaa) which run thus :-
O ye who believe!
Ye are forbidden to inherit
Women against their will,
Nor should ye treat them
With harshness, that ye may
Take away part of the dower
Ye have given them, - except
Where they have been guilty
Of open lewdness;
Among many nations, including Arabs in the Days of Ignorance, a step-son or brother took possession of a dead man's widow or widows along with his goods and chattels.
What to do if you want to buy a house
For that reason, Bielagus suggests even the cash-strapped consider health, disability and renter's insurance to protect what they already have. Renter's insurance is affordable at $15 to $20 a month and protects personal property against fire, theft and vandalism, he said. Renter's insurance also protects you in case of a liability lawsuit against if you injure someone else or their property.
If your job doesn't provide health insurance, Bielagus recommends buying at least a policy for catastrophes, which costs about $120 a month and carries a deductible of $5,000 or $10,000. "A full-blown policy costs three times that amount," he said.
He also advises buying disability insurance, which protects people if they get hurt off the job. For most young Americans, their best investment is their job, he said.
Optimus sub-prime
Just before the Bush Administration announced its new mortgage-market plan, we got a visit from some activists who follow the issue closely and are proposing their own reform proposals. Paul Leonard, director of the Center for Responsible Lending, Kevin Stein, associate director of California Reinvestment Coalition, and Norma Paz Garcia, senior attorney at the west coast office of Consumers Union, are floating a range of proposals aimed at providing relief to borrowers on the verge of default.
Prime people in sub-prime loans
Kevin Stein: Almost everybody agrees that the lending that has occurred over the last few years has been bad. However we would define it. I would label it predatory. People would call it loose underwriting, lax underwriting. The regulators recognized this, the industry recognizes this.
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